Saturday, November 23, 2013

The 3 Credit Bureaus and Your Privacy

Control Who Sells Your Information: Read the Fine Print
Equifax, with TransUnion, and Experian (mentioned below) make up the Big 3 Bureaus
A few weeks back Financial Plus Federal Credit Union held a seminar here at the Grand Blanc branch outlining steps to protect your identity and what to do if it is stolen. It was an informative program and one bit of information I learned really bothered me, not only because demographic information like spending habits, age, and likely income was being sold, but that it is the very organizations that help us fight ID theft which offer it for sale.

Thursday, November 21, 2013

Managing the Finances of Others

 While managing one's personal finances is a significant responsibility, many Americans find themselves responsible for the financial decisions of others. Whether it's an aging parent who needs financial guidance or a friend who is sick or injured, it's no easy task. Thankfully, the Consumer Finance Protection Bureau has recently published a set of documents to help those who are helping others with their finances.

Saturday, October 5, 2013

What Purpose Does Money Serve?

If money is a means to an end, whats your end?
Thanks to Forbes, I have been introduced to a fantastically practical and already popular blog Mr. Money Mustache. Funny name, yes, but don't let that fool you, this blog is serious about money - saving money. This blog is the ongoing story of one Colorado family (a couple and their child) who set out to retire at age 30 and how they saved enough money ($800,000) to do so. I want to talk a little about their particular situation and how they value money. It's fairly uncommon and frankly, a little extreme, but it has greatly affected me this week.

Tuesday, September 24, 2013

The Affordable Care Act and You

Open Enrollment Starts October 1

There's been a lot of talk about the Affordable Care Act (ACA) and what it means for our lives. Just this morning there was talk on one of the networks that the law remained unclear to many, and understandably so, as we haven't yet seen its full effect. But you don't have to be confused! Here I want to briefly outline what the new law could mean for you and your family. The information here is from the State of Michigan and the US Government, so let's look deeper and get beyond the media hype. Understanding how insurance works is never easy, but you can be better prepared by doing a little reading before October 1.

Monday, September 16, 2013

Are Public Libraries Relevant?

I have been thinking a lot lately about the library of the 21st century. The job descriptions of public librarians look nothing like they did in 1990, and those in 1990 looked far different from those in 1980. Things continue to change rapidly as new technologies emerge and become ubiquitous in the lives of some Americans. Have technological innovations like the internet, e-books, and databases made physical libraries unnecessary?

Saturday, September 7, 2013

What's a Business Center, anyway?

Robert T. Bolo, Jr. Business Center
When you hear "business center" what comes to mind? My mind immediately goes to the business centers you see in airport terminals or hotels. These places are used by "business people" to print, fax, scan, make use the wireless internet, or simply use an electrical outlet to charge their phone while they are traveling. Generally self-serve and unstaffed, these locations bear little resemblance to the GDL Business Center in Grand Blanc.

Monday, August 12, 2013

So You Want to Start a Business...

 You Have an Idea - Now What? 

Starting a business is a challenge. 
Where do I start? 
Is my idea viable?
What's a business plan?

Luckily, there is a wealth of information available to Michigan entrepreneurs looking for advice and guidance. You don't have to do it alone! See full post for more information. 

Monday, July 29, 2013

New Resource!

New Database Helps Local Entrepreneurs

Genesee District Library patrons now have access to DemographicsNOW, a powerful database that includes a business directory, plus national and state demographic information. See full post for complete list of capabilities and videos.

GDL Business Center on ABC12!

Business Center Promotes Financial Resources on ABC12

Genesee District Library, in partnership with the Financial Industry Regulatory Authority's Investor Education Foundation, has taped 3 informational television spots highlighting investing and personal finance resources. See full post for current video.

Tuesday, June 25, 2013

SCORE counseling comes to GDL!

Business Center now hosting FREE monthly business counseling

SCORE (previously Service Corps of Retired Entrepreneurs) is a national organization that offers free business counseling to current and prospective business owners. Each mentor is a current or former business owner and is available for hour-long counseling sessions. 

Saturday, June 1, 2013

Event Reminder

Genesee District Library continues to partner with Michigan Works to aid job-seekers

On Monday, June 3rd, from 10 AM to Noon, the Genesee/Shiawassee office of Michigan Works will host an informative and interactive seminar to better prepare you for your next job interview. Interviews can certainly make you nervous, so stop by the Grand Blanc branch to gain some confidence before you speak to a prospective employer. This is a FREE event.

When: Monday, June 3 10:00 AM - Noon
Where: Grand Blanc McFarlen Library (515 Perry Road)

Registration is required, click HERE and choose the "join" option to reserve your seat.

Thursday, May 23, 2013

Memorial Day Weekend

Arlington National Cemetery
Just a reminder that all Genesee District Library branches will be closed on Saturday, May 25th through Monday, May 27th. All branches will resume normal hours on Tuesday, May 28th. 

It looks to be a great weekend to be outdoors, so stop by the Grand Blanc branch on Friday, May 24th to pick up a book for the weekend, or click over to our digital branch to download e-books and audio books to your tablet, e-reader, or home computer at your convenience.

Have a safe holiday weekend!

Gettysburg National Cemetery

Saturday, May 4, 2013

New Books for Spring!

After what seemed like endless cloudy and rainy days in March and April, May has brought warm, sunny days to mid-Michigan. There's never a better time to grab a good book and sit outdoors to enjoy the sights and smells of spring. The Business Center has received a large number of books this past month, ranging from debt reduction, financial education for children, to handling workplace stress. In this yearly period of renewal, if you have concerns about your financial situation, or know someone who could benefit from the information the Business Center has to offer, stop by and check out one of these books, or request one to be sent to the branch of your choice.

Monday, April 22, 2013

Money Smart Week is here!

I hope that the posts from the past month or so have been helpful as you think more about the future of your finances. With Money Smart Week upon us, I want to give another reminder that tomorrow, April 23 @ 6:45 PM here in the Grand Blanc branch, we will join a national simulcast of "Be a Money Smarty." 

This event will include fantastic money advice from leading experts from across the county. Please take advantage of this opportunity to gain from their experience. To make a reservation click over to the GDL's calendar of events HERE and choose "join." In addition to the seminar, there will be a wide selection of print material available compliments of various financial institutions.

The GDL Business Center exists in part to increase the financial literacy of our patrons of all ages. Have questions? Don't hesitate to call or email the business librarian.

Saturday, April 20, 2013

Looking for work? Read on...

Resume Workshop coming to Genesee District Library
Attend. Get Hired. Succeed.

Looking for a job is stressful and it doesn't take much to feel lost among the many career websites and multitude of opinions regarding your resume. The Genesee District Library has partnered with  the local office of Michigan Works! to host a set of three seminars focused on getting you prepared for your next job. Our next FREE event, "Resume's that Work" is THIS MONDAY, April 22nd from 10:00 AM - Noon here at the Grand Blanc branch.

Michigan Works! has close relationships with many local businesses who are hiring, and has access to job postings found nowhere else. Coming to this workshop might well connect you to your next employer. I have here a list of local, open positions from last week's seminar. Michigan Works can help you take the next step. 

Take advantage of this incredible opportunity. 
Bring Your Resume. 
Make a Reservation Below.

Date: Monday, April 22
Time: 10:00 AM -Noon
Location: McFarlen Library 515 Perry Road, Grand Blanc
Click HERE to make a reservation

Monday, April 15, 2013

ValueLine & Morningstar: Money Smart 2013

Using ValueLine and Morningstar to Monitor Your Investments

Whether you hire a investment professional or manage your portfolio on your own, monitoring the status of your stocks, bonds, mutual funds, or other investments is certainly necessary. The more you know about your current financial status, the better financial decisions you will make going forward. Watching the market can be time-consuming, and at times (many times) unnerving as you watch IRAs and stock prices fluctuate, and getting some perspective on the broader situation will help as you make decisions. The GDL Business Center has many such resources, including the Wall Street Journal, business magazines such as Bloomberg, Inc., and Forbes. Located in the business center you will also find several investment newsletters, including the Fidelity Monitor, Kipplinger Letter, and Dick Davis' Investment Digest.

In addition to these print sources, the library subscribes to both ValueLine and Morningstar, investment resources that offer advice and perspective on stocks and mutual funds.

Previously delivered in print format, the library now has online access to ValueLine, which means that with a valid library card and PIN number, you are able to access this resource anywhere an internet connection is available from the Personal Finance page of our website. If you access the resource from outside any of our branches, the site will prompt you to enter your barcode and PIN after clicking "View this Resource."

Updated every Monday at 8:00 AM ET, ValueLine has several different informational reports available:

1. Ratings & Reports: Here you will find detailed reports on 134 companies, especially important if you are looking to invest in their stock. These reports contain historical and current stock data and ValueLine's commentary on the company's performance.

2. Selection & Opinion: This resource contains ValueLine's view on the market overall, and contains additional economic commentary for the week. 

3. Last listed is the Summary and Index, which is helpful for an at-a-glance view of a stock's performance; companies are listed alphabetically. Near the end of this report ValueLine has listed industries by their timeliness, and then corresponding stocks in those industries, also listed by timeliness. Listed last in this Summary section is a group of stocks ranked 1 (the highest) for performance over the next 12 months. See a snapshot of today's report below:

The other online resource you will find helpful as you review your investments is Morningstar, the organization known for its ratings of stocks, mutual funds, and exchange traded funds (ETFs). 

 Morningstar offers comprehensive stock and fund information, with analysis, and suggestions for the types of funds you might consider depending on your particular situation. You can search morningstar several ways. If you know the ticker symbol for a company or fund simply type that in the header search box on the right side of the screen. For other searches by name, or fund type, use one of the "screens." Think of Morningstar's screens as just that, the ways you sift out exactly what you need and nothing that you don't need. Take a look at the stock screen below:

On the initial Morningstar screen I chose screen for funds, then "Fund Name" (viewable behind the screen function above, from a long list of searching options. You can then begin by typing a firm (MorganStanley, Fidelity, Vanguard, Merrill Lynch) and search for the fund you're looking for. After you've entered the name, be sure to click the button on the bottom right to view results. 

As you can see from the screen clipping from my search for funds that include the word "Fidelity," the resulting list contains the dates of the last report, the type of fund, the star rating, and total assets. Clicking on the link to any of the funds listed will direct you to the full Morningstar report.  

GDL wants you to win with your money, so check out these trusted sources for financial information today. Don't forget that Money Smart Week is next week, April 21-27th; please join for a special presentation on Tuesday, April 23rd, 6:45 PM, at our Grand Blanc branch. Click on our calendar of events to make your reservation today!

Thursday, April 4, 2013

Upcoming April Events!

April is a busy month filled with activities here in Grand Blanc. Not only is Money Smart Week April 21-27, but the library is welcoming both Genesee/Shiawassee Michigan Works! and GreenPath Debt Solutions. The details for each event are below.

Set of 3 FREE Seminars
Monday, April 15, 22, and 29th
10:00 AM - Noon
Grand Blanc - McFarlen Library

 April 15: Forces Impacting Your Job Search

April 22: Resumes' that Work

April 29: Breaking the Hidden Job Market

Please pass this information along to anyone who is struggling to find work, and wants more information on the current status of the job market. These are local hiring experts who know this area well. 

After being cancelled back in March due to weather conditions, the debt professionals from the Flint office of GreenPath Debt Solutions will return to present "How to Understand Your Credit Report." This is another FREE event. Please register online by clicking HERE

Date: Thursday, April 18th
Time: 6:00 PM - 7:00 PM
Grand Blanc - McFarlen Library

Bring your questions for a post seminar Q & A session!

Money Smart Week is fast approaching and I hope the previous posts regarding some of the free resources available have been helpful. Keep checking back for posts, there is so much more to share! The highlight of Money Smart Week will be Tuesday, April 23 at 6:45 PM here at the Grand Blanc branch, as we will join a live webcast which includes more tips and information from finance experts from across the country. The library has also received a great deal of excellent resources from FINRA that will be available at this time.

Please register for this event through the GDL's event calendar, available on our website,, very soon.

Tuesday, April 2, 2013

Investing for Beginners: Money Smart 2013

Unbiased Investor Information Freely Available

This week I want to focus on fundamental investment information that everyone should know, whether or not they are currently investing. Because many people go beyond a traditional savings account for their long-term financial planning, educating yourself on some basics will be an asset if you decide to speak with someone who invests for a living, a Certified Financial Planner (CFP), for example. These investment professionals can be verified through BrokerCheck, which will be discussed below. Whether you decide to employ a professional to offer investment advice, or opt to self-manage your money, the unbiased financial information found through the Financial Industry Regulatory Authority (FINRA) is a great place to start. Again, this organization regulates financial institutions and is it not an investment firm. The advice they publish can be trusted!

Before looking further into investment information, be sure to read through the FINRA's page discussing Bank Products. It explains how savings and checking accounts operate, how your money is secure with federally-backed insurance, and other savings tips. This is great information at any age, and would be particularly useful if you're looking to speak with children or teens about money. 

Before you decide what and where to invest I highly recommend the Getting Ready to Invest page through FINRA. It takes a step-by-step approach and highlights aspects to consider. What are your goals? What are your monthly expenses? What impact does your credit score have on your finances? Why do I need an emergency fund? FINRA recommends that if your net worth is positive (you own more that you owe) it is safer to invest than if your net worth is negative. Figuring your net worth is step two of "Getting Ready to Invest" and a sample worksheet is available. The Securities and Exchange Commission also has a useful page entitled Beginners' Guide to Investing where they list numerous SEC publications available online, including questions every investor should ask.

 Both the SEC and FINRA suggest checking the background of a financial professional before you invest with that person. BrokerCheck, a FINRA tool, can be used to locate individuals and firms in your area and ensure they are licensed and in good legal standing. 

Clicking the "BrokerCheck" link above will take you directly to this resource. As you can see from the screenshot, you can locate an individual or firm and limit the search by a given radius to your location. Once the search is completed you can view a profile of the individual, where they are permitted to do business and possibly see a background report. If you're in a position where you're not sure the credibility of an individual or a company that offers investment advice, this is a way to put your mind at ease before you hand over any money.

In addition to these free online resources, the Business Center has a wide range of print resources focused on helping you get your finances in order, including "Finding a Financial Advisor," 332.024 J. Looking to create a budget or find ways to save money around the house? We have books which will help with that, too. With the vast amount of information available to you involving your finances, please take advantage of it and pass the information along to those who might benefit from it.

Be sure to mark April 23rd on your calendar, as we will join a live webcast of "Be a Money Smarty" at 6:45 PM here at the Grand Blanc branch. It will include financial tips from a range of professionals. All are welcome1

Monday, March 18, 2013

College Savings & Loans: Money Smart 2013

Admission Decision Season is here!
Whether or not someone should attend college continues to be a hot topic of discussion. While some opportunities are closed to those who have not completed a four-year degree, there are many individuals (NBC's Brian Williams & Facebook CEO Mark Zuckerberg come to mind) who are immensely successful despite not completing college. A few weeks ago I posted an article by Forbes contributor John Tamny where he said, among other things, that "college doesn't make you smart or hard working as much as smart and hard working people often go to college." While he says no job requires a college degree, and I think he's on to something here, the fact remains that many employers require it.

This morning I happened upon another article from that gave me pause while researching information regarding college savings. The article gives 10 reasons not to save for your child's college expenses, and they should be considered. Among them, the reality that not all parents can afford to set aside this money, and that one's retirement should not be jeopardized to pay college tuition. Investigating college savings plans, and student loans policies and procedures well in advance will better prepare you and your student should s/he decide higher education is right for them.   

The best way to reduce the cost of higher education is through scholarships. These could be scholarships separate from the college or university, or directly from the school via merit (academic) or athletic scholarships. Doing well in high school is worth big bucks. Not only will this alleviate the burden parents face, but the student will be in a better position to save income post-graduation.

In addition to academic or athletic "full-ride" scholarships (which sometimes only cover tuition, not room & board), schools often offer lower scholarships which can be just as competitive. This is where student loans become necessary. If your student will need some additional funding, the federal government offers student loans, which are always preferable to private loans, due to their flexible repayment options and lower interest rates. Click the highlighted link above for more information. Each year, your family's financial need will be calculated using the Federal Application for Federal Student Aid (FAFSA), which you or your student completes online. It is not unusual for a tax return to be requested to verify information you provided. Depending on your financial need, you will qualify for either subsidized (the interest is deferred until graduation), or unsubsidized (interest is not deferred) loans, or both. These are the federal borrowing limits for traditional undergraduate students: 
1st Year: $5,500
2nd Year: $6,500
3rd & 4th Year: $7,500
 Student must be considered dependents to borrow these amounts, and might qualify for additional money if their parents are not qualified for Parent PLUS Loans. Notice that these loans cover only $27,000 of the total 2 or 4 year cost. For some perspective on this amount, consider that two semesters (one full year) for an in-state student at Michigan State University is currently $21,200. While tuition will surely rise over time, a college savings plan can help pay for school after federal student loan options are exhausted. 

The Financial Industry Regulatory Authority (FINRA) has a great deal of impartial information about college savings plans, and should be used when considering your options. The "Smart Saving" link above it a portal into the college savings information available from FINRA. Be sure to click on the college savings plan comparison chart, for a quick summary, and read FINRA's tips when browsing your options. Types of college savings plans include:

Please take advantage of all the information freely available as you prepare for the future. FINRA's site is easy to navigate and full of financial information of all kinds. With some hard studying on the student's part, and armed with quality information, college can be a manageable financial obstacle.

Check back for the next Money Smart post soon!

Wednesday, March 13, 2013

Savings & Loan Calculator: Money Smart 2013

Prepare for Your Next Loan & Save for the Future

In this first post in a series discussing the many financial tools freely available, I want to focus on two simple online resources which will better prepare you for your next loan. Most of us have loans of some sort: car loans, mortgages, student loans, and the most expensive of loans, credit card balances. But, before you walk into a lending institution you can do some homework and have a good idea a) how much you need to save in advance of the loan, possibly to lower your payment, and b) your desired loan duration based on the monthly payment the bank or credit union will expect. 

Now, it is certainly true that not everything will be under your control during the process, but at the very least, you will go into the meeting with reasonable expectations. While a loan with a longer duration might seem more affordable in the short term (lower monthly payment), it is in fact more expensive, as more interest will accrue as time passes. However, an exception of this is interest-free financing (remember all the auto dealer commercials...), and if it corresponds with a need you have, is certainly a great way to save money. 

Both of these highlighted resources are provided by FINRA, the Financial Industry Regulatory Authority, a company you've probably never heard of, but is responsible for the monitoring of financial institutions across the country. Click the "Savings Calculator" link above to give it a try, a screenshot of it appears below.
This calculator can be used to plan toward a savings goal, whether it be for your next car, home improvement project, or family vacation. I have imputed a $500 monthly savings goal with a starting amount of only $1,000. You can see that in three short years of consistent saving you can easily save the recommended 3-6 month emergency fund, depending on your income, or have a significant down-payment for your next loan. This is a great motivational tool!

The second of these resources is the loan calculator. Say you need a new car, and it costs around $25,000. You've been diligently saving and intend to pay $10,000 of it in cash to lower your monthly payment. The Loan Calculator can be used to determine exactly how much you can afford to finance, by way of the ultimate monthly cost of the loan.
I researched a local credit union's best interest rate for an auto loan and inserted that information and the loan amount into the calculator. How long do you want to pay for your car? This might be determined by the monthly payment, so you can try several different loan terms. I settled with an manageable payment just over $300/month over 4 years for this example. 

This could also be a great learning tool for children and teens, too. Please pass along this information to others who might find it useful, financial literacy is too important for us to neglect!

Stay tuned for another post soon!

Tuesday, March 12, 2013

Money Smart Week is coming!

Over the next several weeks, in preparation for Money Smart Week, a financial literacy program sponsored by the Federal Reserve Bank of Chicago and the American Library Association, I will be highlighting some of the financial, investment, and career resources the GDL Business Center offers and how it can better your financial future. Financial Literacy is a basic life skill, and yet even the most basic information can be difficult to find among the legions of results in an online search. We want you to be successful, so please return often and take advantage of the (free!) resources at your disposal. 

 Look for 1-2 posts a week, each spotlighting a resource, online database, or tool that you can immediately put into practice.

Monday, March 11, 2013

GreenPath Event Rescheduled

Our seminar with the Flint office of GreenPath Debt Solutions has been rescheduled!

Date: Thursday, April 18
Time: 6:00 - 7:00 PM
Location: Grand Blanc - McFarlen Branch
515 Perry Road
These debt experts will be discussing why your credit score is important to watch, and how to interpret your score when you request a copy. Please bring your questions, there will be time for a Q & A session at the end of the presentation. Click HERE to make a reservation. 

Friday, March 1, 2013

Estate Planning Event - March 5th

Free Estate Planning Seminar
McFarlen Library
Tuesday, March 5th

As part of their ongoing speaker series, the Genesee County Bar Association will conduct an informational seminar here at the library regarding estate planning, wills, trusts, and the death of a loved one. While this can be a difficult issue to discuss with friends and family, it is nonetheless important to have your wishes known. 

Please take advantage of this free opportunity to speak with an attorney.
Bring Your Questions!
We will have time for Q &A
Event should last 1 hour.

Tuesday, February 19, 2013

Business Center Updates

Great new signage was installed in the Business Center late last month in time for our Business Resource Center certification on January 30th. 

We are very excited about this partnership with Michigan SBTDC. See below a snapshot of the day with Trevor Winn (Business Center Librarian), Carolyn Nash (GDL Executive Director), and Marsha Lyttle (Director of the SBTDC regional office at Kettering University).

Tuesday, February 12, 2013

More New Books!

The Business Center received the following new books just yesterday. Books can be requested from the "My Account" link on our homepage (click the Genesee District Library tab above), and sent to any of our 19 branches in Genesee County!

1. The Art of Being Brilliant
2. The Benefit and the Burden: Tax Reform, Why We Need It and What It Will Take
3. Beyond the Call: Why Some of Your Team Go the Extra Mile and Others Don’t Show
4. Business Plans Handbook, vol. 25
5. Cheaper, Better, Faster: Over 2,000 Tips and Tricks to Save You Time and Money Every Day
6. Conscious Capitalism: Liberating the Heroic Spirit of Business
7. Creative Conspiracy: The New Rules of Breakthrough Collaboration
8. The Do-It-Yourself Bailout: How I Eliminated $222,000 of Credit Card Debt in 18 Months and Saved Nearly $150,000.
9. The Encore Career Handbook: How to Make a Living and a Difference in the Second Half of Life
10. Get Your Shift Together: How to Think, Laugh, and enjoy Your Way to Success in Business and in Life
11. Harvard Business Review Guide to Better Business Writing
12. How to Make Money in Stocks Success Stories: New and Advanced Investors Share Their Winning Secrets
13. How to Retire Happy: The 12 Most Important Decisions You Must Make Before You Retire
14. I’m Sorry I Broke Your Company: When Management Consultants Are the Problem Not the Solution
15. Leading the Learning Revolution: The Expert’s Guide to Capitalizing on the Exploding Lifelong Education Market
16. Ninja Innovation: The Ten Killer Strategies of the World’s Most Successful Businesses
17. The Secret Financial Life of Food: From Commodities Markets to Supermarkets

Saturday, February 9, 2013

Upcoming Event!

GDL welcomes GreenPath Debt Solutions to Grand Blanc!

On Tuesday, February 26th, Greenpath Debt Solutions will lead a free seminar here at the library to discuss credit reports, how to interpret them, and the ramifications of your score in your life. Please take advantage of this opportunity to speak with these debt experts.
Bring Your Questions!
A brief Q & A session will follow. Seminar begins at 6:00 PM and will last about 1 hour.

Click HERE to register for this event!  

Tuesday, January 29, 2013

Complete List of NEW BOOKS

Over the last 2 weeks the following books have been added to the GDL Business Center collection. Be the first to check them out!

1.The Better World Shopping Guide
2. Bleeding Talent: How the US Military Mismanages Great Leaders and Why It’s Time For a   Revolution
3. Boom, Bust, Boom: A Story about Copper, the Metal that Runs the World
4. Breakthrough Marketing Plans
5. Changing Business From the Inside Out: A Treehugger’s Guide to Working in Corporations
6. Ecothrifty: Cheaper, Greener Choices for a Happier, Healthier Life
7. Empowerment Evaluation in the Digital Villages
8. Extreme Productivity: Boost Your Results, Reduce Your Hours
9. The Family Bank: The Family Guide to Financially Successful Children
10. How to Pay Zero Taxes, 2013 Edition
11. How to Eat an Elephant: Achieving Financial Success One Bite at a Time
12. How to Start a Home-Based Massage Therapy Business
13. I Don’t Want to Go to College: Other Paths to Success
14. I’m in a Job Search, Now What???
15. If Money Could Shout: The Brutal Truth for Teens
16. Judgment on the Front Line: How Smart Companies Win by Trusting Their People
17. Lawless Capitalism: The Subprime Crisis and the Case for an Economic Rule of Law
18. Likeable Business: Why Today’s Consumers Demand More and How Leaders Can Deliver
19. Louis Vuitton: The Making of Modern Luxury
20. Networking is Dead: Making Connections that Matter
21. The New Rules of Job Search
22. Online Video Revolution: How to Reinvent and Market Your Business Using Video
23. The Org: The Underlying Logic of The Office
24. The Perfect Balance: How to Get Ahead Financially and Still Have a Life
25. The Physics of Wall Street: A Brief History of Predicting the Unpredictable
26. Principled Selling: How to Win More Business without Selling Your Soul
27. Second-Act Careers: 50+ Ways to Profit From Your Passions During Semi Retirement 
28. Stock Market Rules, 4th Edition
29. The Sustainability Generation: The Politics of Change and Why Personal Accountability is Essential Now!
30. Sustaining Cities: Urban Policies, Practices, and Perceptions
31. Wealth Regeneration at Retirement: Planning for a Lifetime of Leadership
32. Working in Your Major: How to Find a Great Job When You Graduate